No notebooks.No Excel.
Coahorro manages contributions, loans, late fees and the annual profit split for your savings circle. Clear rules and every movement visible to all members.
Available now on the App Store · Android coming soon.
More control for your savings fund.
Request accessHow Coahorro works
Set up your fund
Rates, terms, per-member limits and fines. 17 parameters that adapt to your group.
Run the day to day
Log contributions, grant loans, collect payments. Late fees calculate themselves.
Close the year
Simulate the profit split, adjust it, and execute it on one screen.
The money belongs to everyone. The information, to one person.
A notebook or spreadsheet that lives on one person's computer.
Interest and late fees calculated by hand — error-prone and disputed.
No one knows how much is in the fund, except the treasurer.
Closing the year is a weeks-long reconciliation nightmare.
See how much your group could save
Adjust the contribution, the number of members and the years. It's an example, not a promise of return.
$3,856 in estimated earnings over 5 years
More than 120 members? Check the plans in Pricing.
Tap a bar to see that year's detail.
Illustrative example using a fixed reference rate. Coahorro doesn't manage or invest your group's money: actual earnings depend on the loans and interest your own fund configures.
Everything you do by hand today, now with rules
Loans with rules, not judgment calls
Three amortization methods, per-member limits, member vote when the limit is exceeded.
Late fees collect themselves
Automatic daily process, configurable grace period.
Everyone sees the same thing
Mobile app where each member checks status, simulates, requests and votes.
Nothing gets lost
Audit log of every action, with user and date.
Year-end close in one screen
Simulate the profit split before executing it: equal or proportional.
Adapts to your group
Member and third-party rates, fines, origination fee, minimum payment.
Members stop asking over WhatsApp
Account status
Fund, portfolio and delinquency up to date, always visible.
Answers in seconds
Each member checks their history without calling the treasurer.
Loan simulator
Simulate payments before requesting, with all three methods.
Voting on requests
Approve loans that exceed the limit, no WhatsApp needed.
Every organization, its own space
Coahorro records and controls your group's money. It doesn't move it: we don't process payments or connect to your bank.
The price grows with your group, not before
Every plan includes every feature. No fine print.
Small family groups. Try it without paying.
The typical case.
Employee funds, established groups.
Cooperatives and large organizations.
More than 120 members? Write to us and we'll build a plan for you. We're onboarding organizations gradually and we'll walk you through initial setup.
What treasurers ask
We migrate it: Coahorro has a module to transcribe historical interest records from your previous spreadsheets.
Yes. Automatic late-fee calculation is configurable per organization and can be disabled.
No. The treasurer can run everything from the web panel; the app is an added benefit.
Each role — admin, treasurer, member — sees only what applies to them. Everything is logged.
Yes. Your information is yours; we can export it at any time.
No. Coahorro records and controls movements. We don't process payments or connect to your bank.
Ready to leave Excel behind?
Tell us about your group and we'll walk you through initial setup.
Email info@coahorro.com